Sean Rooney's Blog Posts

What Inspections Are Required For Homeowner's Insurance?

What Inspections Are Required For Homeowner's Insurance?When entering into a purchase contract in the state of Florida, there is an Inspection Period for the prospective home buyer to do their due

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WalletHub Ranks FL #1 Best State To Retire in 2021

To determine the best state for retirement, WalletHub weighed 45 variables, such as affordability, quality of life and healthcare – and Florida was, and is, #1.For many people, a Florida

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Do's and Don'ts After Applying for a Mortgage

Do's and Don'ts After Applying for a MortgageOnce you’ve found the right home and applied for a mortgage, there are some key things to keep in mind before you close. You’re undoubtedly

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You Don't Need 20% Down!

You Don't Need 20% Down!(...And 7 Other Myths That Get In The Way Of Home Ownership)Think you need to come up with 20% for a down payment in order to buy a house? It might surprise you to know that

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Can You Use Your IRA to Buy a House?

Can You Use Your IRA to Buy a House?Investment retirement accounts (IRAs) are supposed to be sacrosanct. Because they're intended to help you save for retirement, the Internal Revenue

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Should You Go Solar?

Should You Go Solar?Installing roof solar panels has become an increasingly popular option among homeowners in the United States. Solar panels will convert sunlight into energy, and then you can use

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How Buyers Can Navigate a Seller’s Market

How Buyers Can Navigate a Seller’s MarketMost analysts would say that currently, we are in a seller’s market. The summer of 2020 has been an interesting time. While the coronavirus has

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Veteran's Day 2020 Discounts!

Here's a list of 2020 Veteran's Day offers from a variety of merchants & restaurants!Please check the links for more info on promotions that may be offered and rules/requirements. Most will

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What Are the Differences in Mortgage Pre-Qualification and Pre-Approval?

What Are the Differences in Mortgage Pre-Qualifiction and Pre-Approval?When you’re considering buying a home, there are two terms you’ll hear, both of which are related to getting a

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6 Tips To Save To Buy A Home

6 Tips To Save To Buy A HomeInterest rates remain historically low and even though housing prices are increasing in many areas, the market still offers lots of opportunities to become a homeowner.

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12 Ways To Get Money For Closing Costs or Down Payment Assistance

12 Ways To Get Money For Closing Costs or Down Payment AssistanceDid you know there are at least 12 ways to get money for closing costs and/or down payment assistance for your home purchase? Check

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What Should Your Credit Score Be to Buy a House?

What Should Your Credit Score Be to Buy a House?What credit score do you need to get a home loan? While specifically, it can vary, there are certain things you should know before you apply for a

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All About Lender Fees

During a phone conversation with a mortgage loan officer for the first time, invariably the question of fees comes up. Yes, rates are at the top of the ‘curious list’ but so too are

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10 Cosmetic Upgrades to Sell Your Home Fast

Photo By: Marie Flanigan Interiors Add a Fresh Coat of PaintYou might be a fan of burgundy bedroom walls but chances are, the mass population won’t feel the same. Head to the home

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Is New Home Construction Right For You?

Is New Home Construction Right For You?When first consulting with new clients, one of the questions I ask is if they’re interested in new home construction. More often than not, many would

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Why Are You Renting?

Why Are You Renting?Rent is going up! It's too expensive to live here! We hear the same things every day. While we're fortunate enough to live in Florida where the climate is warm and the taxes are

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Smart Home Gifts for Homeowners

Figuring out what to buy for friends and loved ones during the holidays isn’t always easy. While some people are easy to shop for, there are always a few people on your list who seem to

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The One Thing That Can Make or Break How People Feel About Your House

Tips to Make Your Home Smell Like a WinnerConsidering the time and energy homeowners put toward making their house look great (particularly if they're trying to sell), many make the critical mistake

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Buying a Condo with an FHA Loan just got a Lot Easier

FHA loans are great for first-time homebuyers because they have lower credit and down payment requirements. However, the entire condominiums complex needs to be FHA-approved greatly restricting

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eXp Realty Launches New Home-buying and Selling Instant Offer Platform

BELLINGHAM, Wash. — Oct. 3, 2019 — eXp Realty, The Real Estate Cloud Brokerage and a subsidiary of eXp World Holdings, Inc. (NASDAQ: EXPI), today launched Express Offers, its new home

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5 Powerful Reasons To Own Instead Of Rent

Owning a home has great financial benefitsIn a recent research paper, Homeownership and the American Dream, Laurie S. Goodman and Christopher Mayer of the Urban Land Institute explained:&ldquo

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Robo Lawnmowers: Like a Roomba for Your Yard

Robotics and automation have changed the way that a number of things work in the home. You may not realize that you can automate tasks outside of the home as well. Though they have not received as

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VA Home Loan Benefit + VA Disability Rating = Zero Funding Fee

The VA Home Loan is already a great benefit that allows veterans to attain a home loan with no money down. While it may seem like you'd be able to get into a home with hardly any money at the,

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Memorial Day Specials & Deals for Active Duty and Veterans

Some Florida restaurants and attractions are offering special deals and free entry for Military Active Duty and Veterans for Memorial Day and through the summer.Check out the links below!Know of a

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7 Questions to Ask a House Painter Before You Hire Someone You Sorely Regret

Primping your home for sale, or just trying to freshen it up a bit? Sometimes the only thing your house needs is a new coat of paint, in which case you have two options: do the painting yourself, or

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Military Heroes Fund - Down Payment & Closing Cost Assistance for Active Duty & Veterans

Military Veterans and Active Duty - Do you qualify for a VA no money down loan, but the closing costs and funding fee are just a little out of reach? Have a house in mind that you love but can't

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Two Trends Helping to Keep Housing Affordable

Two positive trends have started to emerge that impact the 2019 Spring Housing Market. Mortgage interest rates for a 30-year fixed rate loan have dropped to new lows, right as reports show that

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VA Home Loan - Obtaining Your Certificate of Eligibility

Military veterans looking to use their VA home loan benefit often don't know where to start. Buying a home can be a stressful experience as it is without the extra steps of obtaining the Certificate

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